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Smart Strategies. 

Secure Futures.

Articles

Welcome to our research center! We've put together a library of information on important financial topics that we believe you'll find helpful.

Simply click on one of the general financial topics below and you'll find a selection of easy-to-understand information sheets about related financial concepts and strategies. This information is updated regularly to reflect the latest facts, figures, legislation, and economic trends.

Cash Management

Historically, one of the best ways to fight the effects of inflation has been to utilize growth-oriented investments.

Cash Management

A sound cash management program uses a disciplined approach: accounting, analysis, allocation, and adjustment.

Cash Management

Money market funds can be a highly liquid and effective cash management tool.

Estates & Trusts

Life insurance can be used to help preserve the value of your estate for your heirs.

Estates & Trusts

Careful estate planning is still one of the most important ways to manage and protect your assets for your heirs.

Estates & Trusts

Wills and trusts allow you to spell out how you would like your property distributed, but they also go beyond that.

Estates & Trusts

If you believe your estate will be subject to estate taxes, consider how your heirs will pay the bill.

Estates & Trusts

Compare the advantages and disadvantages of different gifting strategies available for planned giving.

Investing

The labels growth and value reflect different approaches that can be used when making investment decisions.

Investing

An important element to successful investing is to manage investment risk while maintaining the potential for growth.

Investing

Dollar-cost averaging involves investing a set amount of money on a regular basis, regardless of market conditions.

Investing

A mutual fund is a collection of stocks, bonds, and other securities with certain benefits and risks.

Retirement

If you start saving for retirement sooner, the more money you are likely to accumulate and possibly retire sooner.

Retirement

If you do not participate in an employer-sponsored retirement plan, you might consider a traditional IRA.

Retirement

There are a variety of retirement planning options that could help meet your needs. Here are some of the most popular.

Retirement

Qualified Roth IRA distributions in retirement are free of federal income tax and aren’t included in gross income.

Risk Management

When selecting a life insurance policy, examine all your options, as well as the positives and negatives of each type.

Risk Management

Several factors could undermine the financial security provided by the proceeds of your life insurance policy.

Risk Management

To help you choose insurance wisely, determine how much coverage and what kind of policy is best for your situation.

Risk Management

If you have a family who relies on your income, it is important to have life insurance protection.

Tax Planning

There can be a substantial benefit to deferring taxes as long as possible.

Tax Planning

For the grantor, there are a few potential tax benefits that can come with setting up a charitable trust.

Tax Planning

IRAs and employer-sponsored retirement plans are subject to annual contribution limits set by the federal government.

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